ALTDOC LOANSYour bank said no. That's where we start.
We close the non-QM files a bank menu can't — and we're built for exactly the moment a file falls out. Text the scenario to Ken Schisler, Broker, and you'll have a real answer the same day: what we can do, at what terms, or a straight "this one doesn't work."
- Bank-statement
- DSCR
- P&L-only
- Self-employed
- Trust & estate
- Cash-out seconds
Text or call it in.
Doc type, FICO, LTV, property, and what the bank objected to. That's enough for a same-day read — no forms, no portal, no waiting on an underwriter's calendar.
Send the file you have.
Already packaged? Text who the borrower is and what you have. We'll create or locate the loan in ARIVE and send back a loan-specific secure upload link for your stack — 1003, statements, whatever exists today.
Do not attach sensitive documents to ordinary email.
Request a secure upload linkYour client stays yours.
We answer to you, we update you, and your borrower hears about the takeout from you — not from us. That's the whole arrangement, and it's why LOs send us the next one.